Blog

If you are involved in the administration of your company’s 401k, this blog is meant for you. We want to give you insight, trends, and a little humor. Our hope that you use the information here to help you gain insight to better run your company’s retirement plan. Keep checking in. 

Monday, May 18, 2020

MUTUAL FUNDS VS. ETFS The growth of exchange-traded funds (ETFs) has been explosive. In 1998, there were only 29; at the end of 2018, there were over 1,900 investing in a wide range of stocks, bonds, and other securities and...

Friday, May 8, 2020

What is My Advisor Getting Paid to Do? Every plan sponsor should be asking themselves this question periodically. You wouldn't believe how often people ask, "What exactly is my advisor getting paid to do?" The answer depends on the...

Wednesday, April 22, 2020

Here in America, it seems easier to talk about seemingly more taboo topics than money. Because we are so protective about our finances, its little wonder retirement planning seems so mysterious to some people.

Wednesday, April 15, 2020

Have you ever had to get your car repaired? Who hasn't? The worst part about getting a car repair done is sitting in the waiting room waiting to hear the verdict...

Wednesday, April 8, 2020

So Much Retirement Plan Legislation The last 6 months have been full of legislation that impacts retirement plans and funds. At the end of 2019, the SECURE act was passed. On March 27th of this year, the Coronavirus Aid, Relief, and...

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Wednesday, April 1, 2020

Time for Some Upgrades Some changes don’t feel like upgrades, like adding Jar Jar Binks to the Star Wars saga – my opinion. Then there are those things that don’t change the fundamentals of a product, but still make a...

Tuesday, February 4, 2020

Kids... I have 2 kids, a little boy and girl. They have complete trust in me. When they woke up this morning, they didn't have to wonder if me or my wife were going to take care of them today. They didn't have to worry about having...

Tuesday, January 21, 2020

IRS Determination Letter An IRS Determination Letter is a document from the IRS that indicates the 401k plan is in line with the specific legal requirements to be a qualified retirement plan, according to tax code. Once received, the...

Friday, January 3, 2020

Housekeeping Congratulations! 2019 is in the rear-view mirror and you are on to bigger and better things.While others may have a https://www.irs.gov/retirement-plans/plan-sponsor/a-plan-sponsors-responsibilities