Blog
If you are involved in the administration of your company’s 401k, this blog is meant for you. We want to give you insight, trends, and a little humor. Our hope that you use the information here to help you gain insight to better run your company’s retirement plan. Keep checking in.
MUTUAL FUNDS VS. ETFS
MUTUAL FUNDS VS. ETFS The growth of exchange-traded funds (ETFs) has been explosive. In 1998, there were only 29; at the end of 2018, there were over 1,900 investing in a wide range of stocks, bonds, and other securities and...
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What is My Advisor Getting Paid to Do?
What is My Advisor Getting Paid to Do? Every plan sponsor should be asking themselves this question periodically. You wouldn't believe how often people ask, "What exactly is my advisor getting paid to do?" The answer depends on the...
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How Does Your Retirement Compare to the Average American?
Here in America, it seems easier to talk about seemingly more taboo topics than money. Because we are so protective about our finances, its little wonder retirement planning seems so mysterious to some people.
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Don't Let Your 401k Plan Silently Erode Participant Savings
Have you ever had to get your car repaired? Who hasn't? The worst part about getting a car repair done is sitting in the waiting room waiting to hear the verdict...
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What Should Plan Fiduciaries Know About the CARES Act?
So Much Retirement Plan Legislation The last 6 months have been full of legislation that impacts retirement plans and funds. At the end of 2019, the SECURE act was passed. On March 27th of this year, the Coronavirus Aid, Relief, and...
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Why Starting a 401k Plan Just Got Easier for Small Businesses
Time for Some Upgrades Some changes don’t feel like upgrades, like adding Jar Jar Binks to the Star Wars saga – my opinion. Then there are those things that don’t change the fundamentals of a product, but still make a...
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How Being a 401k Fiduciary is Like Being a Parent and How it's Not
Kids... I have 2 kids, a little boy and girl. They have complete trust in me. When they woke up this morning, they didn't have to wonder if me or my wife were going to take care of them today. They didn't have to worry about having...
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Making Sense of Important 401k Administrion Documents
IRS Determination Letter An IRS Determination Letter is a document from the IRS that indicates the 401k plan is in line with the specific legal requirements to be a qualified retirement plan, according to tax code. Once received, the...
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Plan Sponsor Housekeeping
Housekeeping Congratulations! 2019 is in the rear-view mirror and you are on to bigger and better things.While others may have a https://www.irs.gov/retirement-plans/plan-sponsor/a-plan-sponsors-responsibilities
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